654. This is in keeping with what is well known in the Churches today about faith coming through hearing. But faith is in no sense mere intellectual awareness of the things that constitute faith, that is, of things that demand belief. That amounts to no more than knowledge. Faith is acknowledgement, yet acknowledgement cannot possibly exist with anyone unless the chief thing of faith resides with him, namely charity, or love towards the neighbour, and mercy. When charity is present so is acknowledgement, and so is faith. Anyone who thinks otherwise is as far from being aware of what faith is as land is distant from sky. When charity, which is the goodness constituting faith, is present, then acknowledgement, which is the truth of faith, is present too. When therefore a person is being regenerated in accordance with factual knowledge, rational concepts, and intellectual concepts, the end in view is that the ground, which is his mind, shall be made ready for receiving charity, from which, or rather from the life of which, he afterwards thinks and acts. At that point he has been reformed or regenerated, not before.