9208. Verses 25-27 If you lend silver to My people, to the needy one with you, you shall not be like a money-lender to him; you shall not charge him interest. If you ever take your companion's clothing as a pledge you shall restore it to him even at the going in of the sun. For this is his only covering; it is his clothing for his skin, in which he may sleep; and it shall be, when he cries out to Me, that I shall hear, for I am merciful.

'If you lend silver to My people, to the needy one with you' means giving instruction to those who have no knowledge of truth and still have a desire to learn it. 'You shall not be like a money-lender' means that it must be done in a spirit of charity. 'You shall not charge him interest' means that therefore it must not be done for the sake of gain to be acquired from it. 'If you ever take your companion's clothing as a pledge' means if factual knowledge of truth is dispersed by illusions that are a product of sensory impressions. 'You shall restore it to him even at the going in of the sun' means that it is to be restored before the arrival of a state of shade induced by delights belonging to external kinds of love. 'For this is his only covering' means because sensory impressions lie on a level below more internal things. 'It is his clothing for his skin' means that they also clothe relatively external things. 'In which he may sleep' means resting on them. 'When he cries out to Me' means pleading to the Lord. 'I shall hear' means help. 'For I am merciful' means that such help comes wholly from Him, out of mercy.

1023. That 'and I, behold I am establishing My covenant' means the Lord's presence in charity becomes clear from the meaning of 'a covenant', dealt with in 666, where it was shown that 'a covenant' means regeneration, and in particular the conjunction of the Lord with a regenerate person by means of love. It was also shown there that the heavenly marriage is the actual covenant itself, and that consequently the heavenly marriage exists with every regenerate person. The nature of this marriage or covenant has also been shown already.

[2] The heavenly marriage with the member of the Most Ancient Church existed in the area of his own will, but the heavenly marriage with the member of the Ancient Church came into existence in the area of his own understanding. Actually when the will part of man's mind had become utterly corrupted, the Lord in miraculous fashion separated the area of his own understanding from that corrupted will part, and within the area of man's own understanding He formed a new will, which is conscience. Into conscience He infused charity, and into charity innocence, and in this manner joined Himself to man, or what amounts to the same, established a covenant with him.

[3] To the extent that the area of a person's own will can be separated from this understanding part the Lord is able to be present with him, that is, to join Himself or establish a covenant with him. Temptations and similar means of regeneration render inactive the area of a person's own will, so that it is reduced to nothing and so to speak dies. To the extent that this happens the Lord can operate within charity by means of conscience implanted in the area of a person's own understanding. This is what is called 'a covenant' here.